Terms & Conditions

Last Updated: August 30, 2025

1) Acceptance of Terms

By creating an account, connecting a data source, or using positionbridge.com, you agree to these Terms & Conditions (“Terms”), our Privacy Policy, and any product‑specific agreements. If you’re using the Services on behalf of an entity, you represent you’re authorized to bind that entity.

2) The Services

PositionBridge provides software and APIs to ingest, parse, map, validate, transform, and export files and feeds (e.g., CSV, XLSX, XML, JSON, FIX, SFTP) from custodians, brokers, and administrators to your downstream systems. We may offer beta or pre‑release features from time to time. The Services are not investment advice and we are not a broker‑dealer or investment adviser.

3) Eligibility; business use only

You must be 18+ and legally able to contract. You may not use the Services if you are on sanctions lists or barred by applicable law.

4) Account registration & security

Provide accurate information; keep credentials confidential; you’re responsible for all activity under your account and must notify us of suspected compromise. We may reclaim usernames or suspend accounts for misuse.

5) Acceptable use

You agree not to: violate law; infringe IP or privacy rights; upload malicious code; probe or disrupt our systems; spam; scrape without permission; or misuse collaboration features. Use of the platform must align with its intended purpose (positions/holdings data operations).

6) Your data and content

You retain ownership of your Client Data. You grant PositionBridge a limited, revocable, worldwide, royalty‑free license to host, process, transform, transmit, display, and back up your Client Data solely to operate, maintain, secure, and improve the Services (and to provide support at your request). We treat non‑public Client Data as confidential and access it only to provide the Services, comply with law, or with your permission.

7) Intellectual property; feedback

The Services, software, documentation, and brand are owned by PositionBridge and its licensors. You receive a limited, non‑exclusive, non‑transferable license to use the Services in accordance with these Terms. You grant us a non‑exclusive, royalty‑free license to use feedback to improve the Services.

8) Subscriptions, fees, and taxes

Fees are set out in your order, booking, or online plan. Unless stated otherwise: subscriptions auto‑renew; charges are due in advance; amounts are non‑refundable except where required by law or expressly stated; taxes (VAT/GST/sales) are additional. Late amounts may incur finance charges or suspension. You may cancel auto‑renewal at the end of your current term per your plan terms.

9) APIs, rate limits, and keys

API keys are personal to your organization; do not share publicly. We may rate limit or throttle to maintain Service integrity. You must implement reasonable security for secrets and endpoints.

10) Third‑party services and links

Integrations and links are provided for convenience; we don’t control third‑party content and aren’t responsible for their availability, accuracy, or policies. Use third‑party services at your own risk and under their terms.

11) Privacy & data protection

Our Privacy Policy forms part of these Terms. If we process personal data on your behalf, a Data Processing Addendum applies. International transfers may use Standard Contractual Clauses (SCCs) or similar safeguards.

12) Modifications to the Services or Terms

We may modify features, suspend components, or discontinue parts of the Services. We may update these Terms; the Last Updated date will change, and we’ll provide additional notice where legally required. Continued use signifies acceptance.

13) Warranty disclaimer

The Services are provided “as is” and “as available.” To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non‑infringement. No investment outcomes are guaranteed; examples are illustrative only.

14) Limitation of liability

To the maximum extent allowed by law, PositionBridge and its affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages; loss of profits, revenues, data, or business; service interruptions; or third‑party conduct. Aggregate liability for all claims is capped at the greater of (a) fees paid to PositionBridge in the 12 months before the event or (b) £100 (or equivalent). Some jurisdictions don’t allow certain exclusions—those limits apply only to the extent permitted.

15) Indemnification

You will defend, indemnify, and hold PositionBridge harmless from claims, losses, and expenses (including reasonable legal fees) arising from your use of the Services, Client Data, or breach of these Terms or law. We may assume exclusive defense and you’ll cooperate with us.

16) Term and termination

You may stop using the Services at any time. We may suspend or terminate access (with or without notice) for breach, legal risk, security risk, non‑payment, or if we discontinue the Services. Upon termination, access ceases and we may delete your data per our retention practices; certain sections survive (e.g., IP, confidentiality, warranty/limitations, indemnity, governing law).

17) Governing law; venue

Unless your master agreement states otherwise, these Terms are governed by the laws of England & Wales, with exclusive jurisdiction in the courts of England & Wales (subject to any non‑waivable consumer protections in your jurisdiction). We may seek injunctive relief for IP or confidentiality breaches in any competent court.

18) Miscellaneous

Severability; No waiver; Assignment; Force Majeure; Notices; Entire agreement; and No third‑party beneficiaries (except our affiliates/licensors for specified protections). English controls if we provide translations.

19) Contact